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  • Writer's pictureDoug MacGray

Building a Solid Financial Foundation

The pursuit of financial success often consumes our thoughts and actions. From investing in stocks to saving for retirement, we constantly seek ways to build wealth and help secure our future. However, amidst the noise of financial advice and economic forecasts, there exists a timeless source of wisdom that offers profound insights to help build a solid financial foundation—the Sermon on the Mount.

Delivered by Jesus Christ over two millennia ago, the Sermon on the Mount is a profound discourse recorded in the Gospel of Matthew, chapters 5 to 7. While primarily addressing matters of the spirit and morality, the teachings found within this sermon hold invaluable lessons for navigating the complexities of personal finance. Let's explore how principles like humility, contentment, and seeking God's kingdom first can inform our approach to financial planning and investing.

Humility in Wealth Management

Jesus begins the Sermon on the Mount with the Beatitudes, a series of blessings pronounced upon those who possess qualities such as humility, meekness, and righteousness. In the context of financial planning, humility serves as a cornerstone principle. It reminds us to acknowledge our limitations, to avoid excessive pride in our financial successes, and to exercise stewardship over the resources entrusted to us.

Practically, humility prompts us to seek advice from financial advisors and mentors, recognizing that we don't have all the answers. It also encourages us to diversify our investments, understanding that the future is unpredictable. By humbly acknowledging our dependence on external expertise and embracing diversification, we help mitigate potential risks and help build a more resilient financial portfolio.

Contentment as Wealth

In the Sermon on the Mount, Jesus teaches his followers to prioritize spiritual treasures over material possessions. He warns against the pursuit of earthly wealth at the expense of spiritual well-being, emphasizing the transient nature of worldly riches. This principle of contentment challenges the prevailing narrative of consumerism and urges us to find satisfaction in simpler pleasures rather than endless acquisition.

Applied to financial planning, contentment encourages us to live within our means and avoid the trap of lifestyle inflation. Instead of constantly chasing the next material possession, we learn to cultivate gratitude for what we already have. This mindset shift not only reduces financial stress but also frees up resources for more meaningful pursuits, such as charitable giving and investing in experiences that enrich our lives beyond mere materialism.

Seeking God's Kingdom First

Perhaps the most profound lesson from the Sermon on the Mount is Jesus' exhortation to seek first the kingdom of God and his righteousness, with the promise that all other things will be added unto us. In the realm of personal finance, this principle challenges us to align our financial goals and decisions with higher spiritual values.

Seeking God's kingdom first means prioritizing generosity, compassion, and justice in our financial endeavors. It prompts us to consider the impact of our investments on society and the environment, opting for ethical and socially responsible investment opportunities. Moreover, it invites us to view wealth not as an end in itself but as a tool for advancing God's purposes of love and reconciliation in the world.

The Sermon on the Mount offers timeless wisdom that transcends cultural and historical boundaries. Its teachings on humility, contentment, and seeking God's kingdom first provide a solid foundation for navigating the complexities of personal finance in a way that honors both our material and spiritual well-being. As we embark on our financial journey, let us heed the words of Jesus and build our wealth on principles of integrity, generosity, and faithfulness. By incorporating these timeless truths into our financial planning and investing, we strive to help secure our future but also contribute to the flourishing of our communities and the realization of God's kingdom on earth. Reach out to Stonecrop Advisors at to learn more about how we may help you build a solid financial foundation that aligns with your values and goals.

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