Insights

November 23, 2025 BUBBLE WORRIES: I have been in this business for over a quarter of a century, and I have observed that there is rarely a market that investors trust, and when things are at all positive we get the consistent question, "Is now a good time to put money in the market, or should I wait? We've had (X years) of rising values, so it has to go down soon, right?" Not always, but way more often than not, in my observations, waiting did not work out for people who

November 16, 2025 SHUTDOWN DRAMA BEGINS TO END FOR NOW: On Wednesday, President Trump signed legislation to reopen the government, ending the 43-day shutdown. The U.S. government has authorization to fund operations until late January. That's right, we could see a repeat in two months, and investors are already wary of that possibility. TOPSY TURVY: On Monday, stocks rose on reports that Congress was closing in on a deal to reopen the government. On Tuesday and Wednesday

November 9, 2025 SHUTDOWN DRAMA CONTINUES: Some government benefit programs and airline travel are being affected by the U.S. government shutdown, which will make the noise and anger intensify. Again, market impact has been muted but it is no longer negligible, as it may have been one of the factors leading to this week's pullback (see below). Other effects are beginning to get substantial, and sour citizens often turn into sour investors. 1.4 million federal employees are

November 2, 2025 SHUTDOWN DRAMA GETTING MORE INTENSE: The U.S. government shutdown news is getting a bit louder as the effects manifest. I traveled to Birmingham, Alabama, last week for some meetings, and I was concerned about delays and air traffic controllers working two jobs. We had some minor delays, but nothing serious. But air travel will get worse if the shutdown continues. The food stamp issue is rising to the forefront of the news. None of these issues has been

Most financial advice focuses on what to do after the money arrives. But for Christians preparing to receive a significant sum, whether through an inheritance, the sale of a business, a large bonus, or a concentrated stock payout,  the most important work may begin before the deposit ever hits your account.

Over the past two decades, passive investing has gone from a niche strategy to the dominant force in U.S. markets. Today, more than half of all equity assets are in index funds or exchange-traded funds (ETFs) that track major benchmarks like the S&P 500. For Christian investors, this trend raises important questions. What are the advantages of passive investing? What are the limitations? And how should faith influence the way we engage with market trends?

Many investment portfolios are built for growth. But are they built for uncertainty? For Christian investors, a well-designed financial strategy is not just about maximizing returns. It is about staying faithful and confident even when the world feels unpredictable.

The financial world often defines security by a number. A savings goal. A net worth milestone. A retirement target. While numbers matter, they don’t tell the full story. True peace, the kind that allows you to sleep at night and walk with confidence, does not come from a calculator.

For many Christian investors, real estate feels familiar. Buying a home is often the largest purchase a family makes, and managing rental properties may seem more tangible than stocks or mutual funds. But as property values rise, interest rates fluctuate, and new forms of real estate investing become available, the question becomes: how does real estate fit into a faithful, long-term financial plan?