Insights

October 4, 2026 BOND YIELDS: The yield you can get on a 10-year U.S. Treasury popped up to nearly 5.25%. As you can see below, the Fed rate hikes that led to the bond sell-off in 2022 caused the 10-year to pop up to the range it has been in for the last few years. The current movement came after some relief, and it is causing the recent choppiness in the markets. This new movement is being caused by the recent spate of inflation, the Fed's new upward move on interest rate

September 27, 2026 DESPITE BOND AND OIL WORRIES, STOCKS RISE: Monday and Friday saw stock rallies which kept the weekly number positive despite a three day losing streak in the middle of the week. The rally was not broad. There are 11 sectors in the S&P 500, and only four were positive for the week. Tech took the leadership role again rising 3.5%. The midweek selloff was caused, once again, by bond yields rising (remember, if bond yields rise, bond values are decreasing)

September 20, 2026 THE FED INCREASES INTEREST RATES: The Federal Reserve announced a 0.25% increase to its key interest rate, the first rate hike since 2023. The decision was unanimous. The federal funds rate now stands at 3.75%-4.0%. The Fed's statement included the following: "Inflation remains elevated. Today's policy action will support a timelier return to the Committee's 2% goal." The Fed also revealed that most of the committee members see at least one more rate

We live in an era of unprecedented access to information. At any given moment, investors may access live market tickers, continuous economic analysis, financial podcasts, and endless commentary.

In financial discussions, the terms risk and uncertainty are often used interchangeably. However, recognizing the difference between the two may significantly change how you view your portfolio and your overall financial strategy.

Life is rarely static. Whether selling a longtime business, transitioning into retirement, receiving an inheritance, or navigating the loss of a spouse, major life events often bring significant financial shifts all at once.

September 13, 2026 NEVER TO BE FORGOTTEN: I wrote this five years ago on the twentieth anniversary of 9/11: Twenty years ago, I was driving north on the New Jersey Turnpike toward Edison, NJ for a financial planning meeting with my client Ray, a utility executive. The meeting was set to begin at 9:00. On the way, I heard a report on the radio about a plane going into the World Trade Center towers. It did not yet sound ominous. I walked to my client's office complex and a

September 6, 2026 STRONG JOBS REPORT: No one was expecting a six-figure jobs gain for August, and yet the U.S. economy added 162,000 net new jobs. This, and some revisions to prior months, make it appear that the job market is strengthening. The fears of an AI-induced labor market disruption have not come to fruition. Growth was broad across categories including construction and manufacturing. The unemployment rate remained at 4.1% because over 600,000 were added to the l

August 30, 2026 STOCKS RISE A LITTLE: All eyes were on Nvidia mid-week as the tech giant reported its earnings. Would they disappoint? They did not. Nvidia reported not only strong earnings, but expected revenue growth of 70% in the company's next fiscal year. Salesforce stock rose 23% on Thursday after the software company reported its second quarter earnings. Its earnings per share rose 103% year-over-year. The upward momentum for stocks were slowed when Federal Reser