Insights

Most financial advice focuses on what to do after the money arrives. But for Christians preparing to receive a significant sum, whether through an inheritance, the sale of a business, a large bonus, or a concentrated stock payout,  the most important work may begin before the deposit ever hits your account.

Over the past two decades, passive investing has gone from a niche strategy to the dominant force in U.S. markets. Today, more than half of all equity assets are in index funds or exchange-traded funds (ETFs) that track major benchmarks like the S&P 500. For Christian investors, this trend raises important questions. What are the advantages of passive investing? What are the limitations? And how should faith influence the way we engage with market trends?

Many investment portfolios are built for growth. But are they built for uncertainty? For Christian investors, a well-designed financial strategy is not just about maximizing returns. It is about staying faithful and confident even when the world feels unpredictable.

The financial world often defines security by a number. A savings goal. A net worth milestone. A retirement target. While numbers matter, they don’t tell the full story. True peace, the kind that allows you to sleep at night and walk with confidence, does not come from a calculator.

For many Christian investors, real estate feels familiar. Buying a home is often the largest purchase a family makes, and managing rental properties may seem more tangible than stocks or mutual funds. But as property values rise, interest rates fluctuate, and new forms of real estate investing become available, the question becomes: how does real estate fit into a faithful, long-term financial plan?

For many high-capacity Christian stewards, financial success arrives quietly. A business sale, an inheritance, or a concentrated stock position that rises sharply might not feel like a “windfall,” but the financial consequences are significant. With more to manage, more to account for, and more potential tax exposure, these transitions often bring a sobering responsibility: how will you handle increased capacity to give?

When markets become volatile, fear often follows. And with fear comes the temptation to act, sometimes prematurely, sometimes unwisely. At Stonecrop, we believe that one of the greatest advantages a Christian investor may have is perspective.

Minimalism has become trendy in recent years, but the concept of living simply is deeply biblical. For Christian investors and families with significant means, we believe it may be worth exploring what voluntary simplicity looks like as a spiritual discipline.

For years, inflation has dominated economic headlines, but some experts are beginning to focus on the opposite concern: deflation. At a recent Morgan Stanley event, OpenAI’s CEO, Sam Altman, predicted that artificial intelligence may have a deflationary impact on the global economy.