Volatility Is a Test of Belief (Not Just Risk Tolerance)

Markets rise, markets fall. Sometimes, the swings are mild. Other times, headlines and uncertainty create sharp reactions. When that happens, many investors talk about “risk tolerance.” But for those guided by faith, volatility may test something deeper—belief.

What Volatility May Reveal

When markets turn turbulent, some investors panic, some stay the course, and others see opportunity. These reactions often depend on how people perceive risk and where they place their trust. In our experience, volatility may reveal whether a financial plan is built on fleeting confidence or long-term conviction.

We believe that faithful stewardship includes preparation for uncertainty. Jesus told a story of a wise man who built his house on a rock. The storm still came, but the house stood firm. A faith-based financial plan should offer that same resilience.

Emotional Decisions May Derail Intentional Plans

During times of market stress, investors may be tempted to act out of fear. Selling after a drop or abandoning a values-aligned investment because it underperforms in the short term may lead to long-term regret. Emotional decisions may move people further from their goals, not closer.

Instead, we encourage clients to revisit their purpose. Why did you invest this way in the first place? What goals are you pursuing? What values do you want your money to reflect?

Staying Rooted in Peace, Not Performance

As the market reacts to inflation reports, global events, or shifting interest rates, our encouragement is to stay rooted. At Stonecrop, we believe peace is not found in short-term returns but in faithful preparation and biblical stewardship.

Volatility may test your portfolio. But it may also strengthen your resolve to invest in a way that honors God, supports your calling, and cares for future generations.

How Stonecrop May Help 

At Stonecrop, we help individuals and institutions build investment strategies designed to hold steady, financially and spiritually, through every market season. If you’re seeking peace in times of volatility, email us at info@stonecropadvisors.com. We’d be honored to walk with you.