Technology, AI, and Deflation: What Christian Investors Should Watch

For years, inflation has dominated economic headlines, but some experts are beginning to focus on the opposite concern: deflation. At a recent Morgan Stanley event, OpenAI’s CEO, Sam Altman, predicted that artificial intelligence may have a deflationary impact on the global economy.

As Christians seeking to steward wealth wisely, we believe it is important to understand what this means for investing and how faith may shape our response.

What Is Deflation, and Why Might AI Trigger It?

Deflation refers to a general decline in prices. While that might sound good, it may also come with slower economic growth, wage stagnation, or reduced business profits.

AI may drive deflation by:

• Increasing productivity and reducing labor costs

• Automating tasks in sectors from manufacturing to medicine

• Lowering consumer prices by making goods and services more efficient to produce

This shift may benefit consumers but disrupt industries and impact investment returns. We believe discerning investors will watch closely for both opportunities and risks.

Investing with Wisdom in an AI-Era Economy

Faith-based investors may want to consider:

• How their current portfolio may be affected by AI-driven cost pressures

• Whether specific industries (like technology, logistics, or healthcare) may warrant rebalancing

• The ethical implications of investing in companies using AI, especially regarding human dignity, job displacement, and data use

As always, it is not just about financial performance, but whether your investments align with your faith.

Stewardship in an Age of Acceleration

We believe rapid innovation requires steady hearts. A biblically grounded financial plan may help you stay anchored as the pace of change accelerates. Even amid economic shifts, your values do not need to change. You may choose to invest in companies that reflect what you stand for, not just where growth is predicted.

How Stonecrop May Help

We help our clients think deeply about how new technologies may affect their financial future and their faith-driven goals. If you are wondering how to invest wisely in a time of innovation, contact us at info@stonecropadvisors.com.