Giving More, Giving Wisely — Charitable Strategies for Maximum Kingdom Impact

Generosity is at the heart of the Christian life. But when you’ve been blessed with more than enough, giving may become both a joy and a responsibility. The challenge isn’t whether to give — it’s how to give well.

Many people want to bless ministries, churches, and causes they care about but feel unsure how to do it in a way that’s both impactful and tax-efficient.

Let’s explore how charitable strategies may help you maximize your giving while honoring God with every decision.

Beyond the Checkbook: Smarter Ways to Give

Most people give from their income. But there are often better ways to give, especially if your wealth is held in investments, real estate, or business interests.

Some effective strategies include:

• Donor-Advised Funds (DAFs): A flexible, tax-efficient way to give over time while receiving a deduction up front

• Gifting Appreciated Stock: May allow you to avoid capital gains while increasing the size of your gift

• Qualified Charitable Distributions (QCDs): For those over 70½, this allows IRA distributions to go directly to charity, potentially reducing taxable income

• Charitable Remainder Trusts (CRTs): A powerful estate planning tool that provides income now and a meaningful gift later

  
  

These aren’t just tax strategies. At Stonecrop, we believe that they are tools to help you do more good with what you’ve been given.

The Link Between Stewardship and Strategy

Biblical stewardship doesn’t mean giving recklessly. It means giving intentionally, with clarity, wisdom, and purpose.

A thoughtful charitable plan may allow you to:

• Increase the total dollars you give

• Decrease your tax liability

• Support causes that align with your convictions

• Involve your children and grandchildren in generosity conversations

When giving becomes part of your overall financial plan, it may become more sustainable, more joyful, and more impactful.

A Season of Opportunity

Some of the most effective giving strategies become available during major financial transitions, such as selling a business, retiring, or inheriting assets.

These moments often create unique windows for generosity:

• You may be in a high-income year and want to offset taxes

• You may want to tithe on a large gain or bonus

• You may be looking to build a long-term giving legacy for your family

Whatever the moment, the key is to plan before the transaction, not after. That’s where a trusted advisor may make a real difference.

Make Every Gift Count

At Stonecrop Wealth Advisors, we believe that giving should be intentional, effective, and joyful. Whether you want to give more, give smarter, or build a lasting legacy of generosity, we’re here to guide you through the options with Biblical wisdom and professional insight.

If you're ready to make your giving more strategic and impactful, email us at info@stonecropadvisors.com. Let’s build a charitable plan that turns your blessings into Kingdom fruit.